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Your money. Your life.

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Services

Full-Service
Registered Investment Advisor

Wealth management services with a personal relationship.

Planning and One-on-One Meetings

Experienced planning centered around life events and communicated clearly one-on-one.

Investment Management

Disciplined research, customized models and consistent rebalancing are the foundation of our portfolio management expertise.

Retirement Income Solutions

How much money can you withdraw from your portfolio monthly and never run out of money?

Risk Evaluation

Establishing a clients risk tolerance drives our portfolio model management.

My Bucket System

MyBucketSystemTM

Vickerman & Driscoll developed the ultimate proprietary retirement income calculator. Adjust the green bar to the value of your total investment portfolio and watch the MyBucketSystemTM calculate your retirement income on a monthly basis.

$50,000

1-5 yrs.

$100,000

Projected 1.5% Return

6-10 yrs.

$100,000

Projected 3% Return

11-15 yrs.

$100,000

Projected 4% Return

16+ yrs.

$100,000

Projected 8.5% Return

$100,000

Monthly Income

$100,000

Monthly Income

$100,000

Monthly Income

$100,000

Year 16 Balance

Disclosures
Learn More about MyBucketSystem

    Team

    Our Team

    We absolutely love what we do and believe our devotion to our work is reflected in each and everyone of our clients.

    Mike J. Vickerman, Jr.

    President

    Co-Founder, Visionary, Entrepreneur, Expert Planner & Adviser, Father & Friend to those who know him well.

    Amy Jo Van Lierop

    Financial Advisor

    It is a great moment when a client breathes a sigh of relief, that feeling of peace and control, the sense that everything is coming together.

    Why Vickerman & Driscoll?

    We are a niche wealth management company serving high net-worth individuals. We develop a relationship centered on honesty and integrity. This allows for open communication to deliver exceptional planning results. We customize your investment portfolio based on your current portfolio value, saving targets, risk evaluation and your retirement income goals. And finally, we believe in responsive, personal service to navigate the daily challenges of making informed wealth management decisions.

    We look forward to partnering with You!

    An investment strategy that focuses on building portfolios to provide a monthly income in retirement.

    We favor a balance of equity and fixed income investments based on your custom risk evaluation. We assist you in preserving, growing and managing your wealth through adequate diversification among the different asset classes, proactive allocation of sector weightings and a disciplined approach to rebalancing to harvest investment profits. In retirement, we provide an on going plan to provide you with monthly income using the "My Bucket SystemTM" developed by Vickerman & Driscoll.

    Contact

    Get in Touch

    Thanks for your interest. To learn more about personalized services or simply to speak with us, please call or complete the form.
    Thanks!

    Address:

    108 N. Washington, #300
    Spokane, WA 99201

    Phone:

    (509) 325-7610

    SEC Registration:

    2020 ADV

    Important Note: The MyBucketSystem is designed as an aid for helping estimate the retirement income that an investment portfolio may provide.

    1. The returns presented in the 4 Buckets are estimates of potential returns based on long-term historical returns. Past performance is no guarantee of future results.
    2. The returns for the 4 Buckets include the reinvestment of dividends and other earnings.
    3. The returns for the 4 Buckets are presented gross of any fees or trade costs.
    4. The impact of advisory fees or any other costs to invest have not been calculated, but the returns will be lower to the extent of advisory fees and other costs.
    5. All portfolio holdings in the 4 Buckets have the possibility of loss.

    The following methodology was used to design the returns for MyBucketSystem:
    The goal of the MyBucketSystem was to set a target of withdrawing less than 5% from the portfolio on a yearly basis. Certified Financial Planning studies have shown that if a client withdraws less than 5% of the portfolio during retirement they have a high probability of not running out of money. The MyBucketSystem withdrawal rate is 4.8%.

    The Buckets are designed to have the following investments:
    Bucket 1- Short-Term Bonds and Bills & Cash.
    Bucket 2- Mid-Term Bonds.
    Bucket 3- Long-Term Bonds & Preferred Stock.
    Bucket 4- Stocks & Equities

    The rates of returns for each bucket were selected based on the data listed below:
    Bucket 1- Over the past 20 years, Short-Term Bonds and Bills have averaged 4.0% or more. We used 1.5% to be conservative.
    Bucket 2- Over the past 20 years, Mid-Term Bonds have averaged 5.0% or more. We used 3%.
    Bucket 3- Over the past 20 years, Long-Term Bonds have averaged 5.5% or more, but preferred stocks have averaged 7% or more. Therefore, we took a blended rate to come up with 5%.
    Bucket 4- Stocks have averaged between 9.5%-10.5% since 1929 depending on the type of stocks(Large, Mid & Small). We wanted to be more conservative, so we used 8.5%. Our 8.5% includes the dividends from the stocks.

    Planning and One-on-One Meetings

    We specialize in helping the client understand all aspects of their planning so they understand why we constructed their portfolio. Our planning includes financial, tax, estate, purchases, financing and just about anything else that effects your wealth. We study your situation and then using our experience and knowledge customize it to your current situation. We then present and educate you on all aspects in one-on-one meetings to add that personal touch to our financial expertise. We have seen it all, so lets start working on your wealth planning together.

    Investment Management

    We customize each clients portfolio based on the amount of money invested in each account, their risk evaluation and if its a retirement account or a taxable account. Our equity models are formulated using in house research that seeks diversification among the S&P 500 sectors, International, Mid-Cap & Small-Cap. Individual stocks and ETFs make up our holdings. Our fixed income portfolios consist of individual bonds and bond mutual funds based on the size of each account. We use innovative technology to help manage our models to consistently rebalance the actual portfolio to the targeted model. This allows us to control risk and focus on the investment research.

    Retirement Income Solutions

    How much monthly income can you afford to take from your portfolio during retirement? This is the question all clients need answered before they retire so they can feel they are making the “right” decision. We have developed a retirement income calculator called the “My Bucket System™” that aids in developing a reasonable monthly withdrawal amount that will give you the highest probability of not running out of money during all your retirement years. Do you want to know how it works? Scroll down to the My Bucket System™ page and start setting your goals for retirement.

    Risk Evaluation

    Evaluating your risk is one of the most important things we do. Many people understand their risk tolerance and most know what they own. However, they have no idea how their current portfolio compares to their ability to handle risk. Vickerman & Driscoll will assess your risk and then compare your portfolio to your evaluation. Clients have found this to be one of the best tools in our toolbox. Try it know!

    Mike J. Vickerman, Jr.  

    President, Co-Founder, CPA, community volunteer helping people and non profit organizations manage money wisely and become debt free.

    Mike knows the responsibility that comes with his position, and he takes it on with passion and enthusiasm. "Your money, Your life" are not just idle words but represent the very core of how Vickerman & Driscoll approach their relationship with each of their treasured clients.

    How Mike likes to spend his day:

    • Providing quality advice and education to clients.
    • Developing on-going vision and guidance to the team.
    • Implementing new technology for investing, client service & operations.


    What they're saying:

    • "innovative leader"
    • "breaks down a complex issue so you understand how to make a good decision"
    • "trusted advisor"


    Just the facts:
    A Spokane native, Mike holds a Bachelor's Degree in Accounting from the University of Southern California.

    He started out as a CPA for Ernst & Young - where he served the firm's blue chip clients and handled a number of public stock offerings - then moved to Job Line Construction and Pacific West Securities. Mike co-founded that firm's Spokane office, which later became Vickerman & Driscoll.

    Mike and his beautiful wife Michele have five children and love spending family time at the lake enjoying watersports and games.

    Amy Jo Van Lierop  Financial Advisor

    Amy Jo joined Vickerman & Driscoll Financial Advisors as a Client Relationship Manager in November 2013. Growing up on a farm in Ritzville, WA instilled in her a progressive and strong work ethic, along with a warm and down-to-earth spirit, which she enjoys sharing with clients and colleagues. Amy Jo promotes a simple, disciplined approach to finances. She also recognizes the importance of supporting people through life events, big or small.

    Amy Jo graduated from Washington State University with a Bachelor's Degree in Accounting. She is a Certified Public Accountant and holds the Series 65 Certification.

    Amy Jo began her accounting career in Spokane with the local public accounting firm of McFarland & Alron, PS. In 1996, she started a 17-year career with Providence Health & Services as a Sr. Financial Analyst prior to joining Vickerman & Driscoll Financial Advisors.

    Amy Jo and her husband, Don, enjoy all the adventures that come along with raising three boys.

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